Verified Lending Privacy Policy

Welcome to (the “Website”). The Website is owned and operated by Verified Lending Pty Ltd ACN 664 425 745 (referred to below as “Verified Lending”, “we” and “us”).

The use of this Website is subject to the following Terms and Conditions and our Privacy Policy. The provision of our Services is subject to these Terms and Conditions, our Privacy Policy, our Disclaimer and any additional terms and conditions and notices displayed by us on this Website or provided to you directly (collectively known as “the Terms”).

Please read the following Terms carefully before using the Website or undertaking our Services.

Table of content

  1. Acceptance
  2. Services
  3. Acceptance and release from liability
  4. Jurisdiction
  5. Intellectual Property
  6. Applicable Law
  7. Variation to Terms
  8. General
  9. Dispute Resolution
  1. Acceptance
    1. govern your access to and use of the Website, including any information, content or materials that are located on, form part of or are available through or in connection with the Website (“Website Material”). By browsing, accessing or using the Website or by using any facilities, tools or services made available by us, you acknowledge and warrant that you have read, understood and agree to be bound by the Terms and any additional terms and conditions notified to you from time to time.
    2. The Terms form a legally binding agreement between Verified Lending and you. If you do not agree to the Terms, you must immediately exit and not access or use the Website or engage any of our Services.
    3. We may incorporate additional Terms to govern our agreement in ancillary documentation including but not limited to the contract of sale for the vehicle, statutory warranty form or other documentation provided to you directly.
  2. Services
    1. Verified Lending may provide a variety of vehicle procurement services depending on your individual circumstances, ranging from vehicle brokerage, consignment and direct dealership of vehicles.
    2. Verified Lending’ role is to facilitate your process of obtaining a new or used vehicle. Verified Lending does not undertake to provide any financial advice in the provision of these services. Please see our Disclaimer for further detail on this.
  3. Acceptance and release from liability
    1. You acknowledge that we are not responsible for, and accept no liability in relation to, your use of the Website or your conduct in connection with the Website in any circumstance.
    2. the content of this Website, including all Website Materials, is general in nature and Verified Lending makes no warranty as to the accuracy or authenticity of the content of the Website; and
      1. any prices, quotes, description of vehicles and other materials displayed on the Website are for presentation purposes and indicative only.
      2. The information on the Website is provided on the basis that all persons accessing the Website undertake responsibility for assessing the relevance and accuracy of its content before relying on that information.
    3. The Website may contain links to third-party sites. Such third-party websites are necessarily beyond our control and we make no representation or warranty as the accuracy or reliability of any information, data, opinions, advice or statements of their content. Verified Lending is not responsible for the policies and practices of internet websites operated by persons other than Verified Lending, even if: (i) you access them using links on this Website; or (ii) are directed or link to this Website using links on such websites and recommends that you carefully review the terms and conditions of use and privacy policy of every internet website you access or use.
    4. You may have rights under the Competition and Consumer Act 2010 (Cth) in respect of any goods or services supplied to you under these Terms. If so, our liability to you is limited to:
      1. in the case of goods supplied to you by us, replacement of the goods or supply of equivalent goods, repairing the goods, paying the cost of replacing the goods or of acquiring equivalent goods or paying the cost of having the goods repaired; or
      2. in the case of services supplied or offered by us, the supply of the services again or paying the cost of having the services supplied again.
    5. Otherwise, to the maximum extent permitted by law, neither Verified Lending nor any of its officers, directors, employees, contractors, agents, suppliers, associated entities or clients will be liable for any loss or damage to any person or entity, however, caused (whether by negligence or otherwise), which may arise directly or indirectly in respect of any error, omission or misrepresentation in any information, material or communication provided by Verified Lending.
  4. Jurisdiction
    1. All payments made through the website or for provision of our Services are made in Australian Dollars.
    2. All Verified Lending services are only available in Australia to Australian residents.
  5. Intellectual Property
    1. The Website contains a broad range of content owned by Verified Lending, its related bodies corporate, suppliers and partners, some of which is protected by intellectual property laws.
    2. You acknowledge and agree that nothing in these Terms grants you any right to such content, and that you will access the Website in accordance with all applicable laws under a non-exclusive, limited revocable license to access and use the Website and Services for their intended purposes.
    3. The entire contents and design subsisting in, relating to or arising out of the Website and available through or in connection with the Website including but not limited to copyright, logos, trademarks, designs, text, graphics, images, information, applications and other files, and their selection and arrangement (the “Website Content”) are the intellectual property of Verified Lending, our content providers or our licensors, with all rights reserved.
    4. You must not do anything, or omit to do anything, which may infringe these intellectual property rights, except with our express written permission. This includes:
      1. reproducing any part of the Website or Website Content;
      2. engaging in any conduct which is likely to mislead or deceive us or any other person, impersonate any other person while using the Website;
      3. conducing yourself in an offensive manner while using the Website;
      4. using the Website for any illegal, immoral or harmful purpose;
      5. transmitting anything that contains software viruses or any other computer code, files or programs designed to interrupt, harm, damage, destroy or limit the functionality of any computer software or hardware or equipment linked directly or indirectly to the Website
      6. Unless we agree otherwise in writing, you are provided with access to this Website only for your personal, non-commercial use.
  6. Applicable Law
    1. The content, operation and interpretation of this Website and the will be governed by the laws of Queensland, Australia. You agree to submit to the non-exclusive jurisdiction of the Courts of Queensland in the event of a dispute arising out of, or in connection with, these Terms or the provision of our Services.
  7. Variation to Terms
    1. Verified Lending may, from time to time and with or without notice to you, make changes to this Website or the Terms. If we do so, an amended version of these Terms of Use will be posted on the Website.
    2. Your continued use of the Website after any changes are made to the Terms will be deemed to constitute your acceptance of those changes. If you object to any changes, your only remedy is to discontinue your use of the Website and provision of our Services. You are responsible for keeping up to date with any changes by regularly reviewing these Terms of Use.
    3. Your rights and obligations under these Terms are personal to you and you must not assign, transfer, sub-contract or otherwise dispose of any or all of your rights and/or obligations under these Terms. We have discretion to assign, transfer or sub-contract any or all of our rights and/or obligations under these Terms with prior written notice to you.
  8. General
    1. If there is a contradiction or inconsistency between these Terms and any other notices, policies, communications or documents relating to the Website, these Terms shall prevail to the extent of that contradiction or inconsistency.
    2. These Terms, together with all of the additional policies and documentation described herein, contains the entire understanding of the parties regarding its subject matter. These Terms supersede any prior agreements, undertakings, representations, warranties and arrangements of any nature, whether written or oral.
    3. Verified Lending undertakes not to disclose any confidential information, including but not limited to personal information about you and your circumstances. This confidentiality undertaking will continue to remain in force after your agreement with Verified Lending ends. Please see our Privacy Policy for further detail on personal information.
    4. In these Terms, unless the context requires otherwise: (i) any reference to a “person” includes any individual, company, corporation, firm partnership, joint venture, association, organisation or trust (in each case, whether or not having separate legal personality); (ii) any phrase introduced by the words “including”, “include”, “in particular”, “for example” or any similar expression shall be construed as illustrative only and shall not be construed as limiting the generality of any preceding words; (iii) references to the singular include the plural and to the masculine include the feminine, and in each case vice versa; and (iv) the headings and sub-headings are inserted for convenience only and shall not affect the meaning of these Terms.
    5. Verified Lending will not be in breach of these Terms or otherwise liable to you or any other person for any unavailability or failure of this Website or other failure by Verified Lending to comply with these Terms that is caused by or arises from any circumstances beyond Verified Lending’ control, including but not limited to browser failure to load these Terms.
    6. If any provision of these Terms is held to be illegal, void, invalid or unenforceable under the applicable laws of any jurisdiction, the legality, validity and enforceability of the remainder of these Terms shall not be affected.
  9. Dispute Resolution
    1. A party to this Agreement may not commence legal proceedings, except proceedings seeking urgent interlocutory relief, in respect of any disputes in relation to this Agreement without first complying with the dispute resolution procedures in this Clause 8.
    2. If a dispute arises between the parties, the parties to the dispute undertake in good faith to use all reasonable endeavours to settle the dispute by negotiation.
    3. If a dispute is not settled by the parties in accordance with clause 8(b) within a reasonable time of notification of dispute by either party, then:
      1. the parties will endeavour to settle the dispute by mediation;
      2. the parties agree to select a mediator within 14 days of the date of notice of intention to mediate and if none can be agreed then the parties agree to the appointment of the mediator by LEADR — Association of Dispute Resolvers; and
      3. the parties will share the cost of the mediator equally but will each be responsible for their own costs of mediation.
    4. If the dispute cannot be resolved in accordance with Clause 8 either party may by notice in writing of not less than 14 days to the other, the parties must refer the dispute to legal action and service of such notice under this sub-clause is a condition precedent to the commencement of any litigation proceedings in respect of such dispute.