Business finance across Australia
Business Loans to Help Your Business Move Forward
Compare business vehicle, truck, equipment, machinery and cash-flow finance options across a panel of more than 60+ lenders.
- New and used business assets
- Low-doc options may be available
- Personal support from application to settlement
Applying for a quote will not affect your credit score. Approval, rates and loan terms are subject to lender assessment, eligibility and lending criteria.

Finance for Australian Individuals and Businesses
Compare car, truck, equipment, machinery, marine and leisure finance options across a panel of more than 60 lenders.
Finance for Your Next Asset
Tell us what you want to purchase and one of our asset finance specialists will assess options suited to your circumstances.
About Verified Lending
Verified Lending helps Australian businesses compare finance options for vehicles, trucks, equipment, machinery and working capital.
Established in 2021, we provide business owners with a clear and personal finance process. We take the time to understand your business, the asset you need and what you want the finance to achieve.
Our team assesses suitable options across a panel of more than 60 lenders. We then support you through the application, lender assessment and settlement process.
- Business vehicle finance
- Truck and fleet finance
- Equipment finance
- Plant and machinery finance
- Business cash-flow finance
- Australia-wide service
You receive one-to-one support and finance options suited to your circumstances, rather than a standard loan offered by a single lender.
Get a Business Finance QuoteFinance approval, rates and loan terms are subject to lender assessment, eligibility requirements and lending criteria.









Our Simple 4 Step Process
From first enquiry to funds in your account — we keep it straightforward, transparent and quick.
Get a Free Quote
Tell us what you need in 60 seconds. No impact on your credit score to enquire.
We Compare Lenders
We match you across a panel of 60+ lenders to find the sharpest rate and terms.
Approval & Sign
Review your tailored offer with personal support, then sign securely online.
Get Funded
Funds are settled fast so you can move your business forward without the wait.
Common Car Loan Questions
Smart finance solutions for individuals and businesses — here are the answers our customers ask most.
About
What is Verified Lending?
Verified Lending is an Australian finance brokerage helping individuals and businesses secure competitive car, asset and business finance. We compare a panel of 60+ lenders on your behalf to find the sharpest rate and right structure — saving you the time and legwork of shopping around.
Is applying for finance with the bank the same as applying with Verified Lending?
No. A bank only shows its own rates and criteria. As a broker, we compare 60+ lenders in one application, matching you to the most competitive option across the whole panel — more choice, better rates and expert guidance, at no cost to you.
What are the bonuses for applying with Verified Lending?
Access to 60+ lenders in a single application, personalised support from a dedicated specialist, fast approvals, and expert help structuring your loan to minimise interest and maximise tax advantages. Enquiring won't affect your credit score, and our service is at no cost to you.
Applying
How do I apply for finance?
Applying takes about 60 seconds. Request a free quote online or call our team, tell us what you're financing, and we'll match you across our panel of 60+ lenders. Once we've found your best option, we handle the paperwork through to approval and settlement.
How to apply for the instant asset write-off?
The instant asset write-off lets eligible businesses claim an immediate deduction for qualifying assets. We can structure your finance so your purchase is eligible, then your accountant claims the deduction at tax time. Always confirm eligibility and thresholds with your accountant or the ATO.
Will my car finance be approved?
Because we compare 60+ lenders, we match your profile to those most likely to approve you — including options for self-employed applicants, ABN holders and less-than-perfect credit. Approval is subject to lender assessment, but working with a broker improves your chances of a yes at a competitive rate.
Loan
Can I get approved if I have bad credit?
Yes, it's often possible. Our panel of 60+ lenders includes specialists who assess beyond your credit score — looking at income, employment and overall situation. We'll match you to the lender most likely to approve you at the best available rate.
What is a balloon payment?
A balloon payment (or residual) is a lump sum owed at the end of your loan term. It lowers your regular repayments during the loan, then you pay the balloon, refinance it, or trade in the asset. It's popular for keeping cash flow healthy — our team can explain if it suits your goals.
What is asset finance?
Asset finance lets you purchase vehicles, equipment or machinery without paying the full cost upfront. You spread the cost over manageable repayments while using the asset to generate income — often with tax and cash-flow benefits. We finance cars, trucks, plant and more through 60+ lenders.
Process
How long will the application take?
The initial enquiry takes around 60 seconds, and many customers receive approval within 24 hours. Timeframes depend on the lender and document turnaround, but our streamlined process and 60+ lender panel mean we move fast to get you funded.
Why use a broker to apply for finance?
A broker works for you, not the bank. Instead of applying to one lender and hoping, we compare 60+ lenders in one application to find the best rate and terms. We handle the paperwork, negotiate on your behalf and save you time and money — usually at no cost to you.
How does asset finance work?
You choose the asset you need and we arrange finance across our panel of 60+ lenders. You make regular repayments over an agreed term while using the asset. At the end you may own it outright, pay a residual, or upgrade — and you may be able to claim tax deductions along the way.
Still have a question? Our finance specialists are ready to help.
Get a Free Finance QuoteCall 1300 000 185What Our Customers Have To Say...
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